XOF to GHS exchange rate
West African CFA Franc to Ghanaian Cedi currency converter at MigraPay’s live rate.
Live rate
1 XOF = 0.02252 GHS
1 GHS = 44.41 XOF
Rate as of . Refreshes every 5 minutes.
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Rate refreshes automatically
XOF to GHS conversion tables
Popular amounts at today's rate, in both directions.
XOF to GHS exchange rate history
Market rate over time, with the high, low and average for any period you pick.
About the West African CFA Franc and the Ghanaian Cedi
About the West African CFA Franc (XOF)
- Symbol
- CFA
- Issued by
- Central Bank of West African States (BCEAO)
- Used in
- Benin, Burkina Faso, Côte d’Ivoire, Guinea-Bissau, Mali, Niger, Senegal and Togo
- Subunit
- 100 centimes
The West African CFA franc is shared by eight countries and pegged to the euro at 655.957 XOF per EUR. That peg means EUR to XOF barely moves, while XOF against the dollar or Canadian dollar follows the euro.
About the Ghanaian Cedi (GHS)
- Symbol
- GH₵
- Issued by
- Bank of Ghana
- Used in
- Ghana
- Subunit
- 100 pesewas
The Ghanaian cedi was redenominated in 2007 and floats against the dollar. Mobile money is widely used in Ghana, so cedi transfers are typically delivered to MTN, Telecel or AirtelTigo wallets as well as bank accounts.
How to send XOF to GHS with MigraPay
- 1
Create your MigraPay account
Download the app, sign up with your phone number and verify your identity once. It takes a few minutes and you only do it the first time.
- 2
Check the XOF to GHS rate and add a recipient
Enter how much XOF you want to send. The app shows the live GHS amount, the fee and the delivery time before you commit, so there are no surprises.
- 3
Pay and track the transfer
Pay from your bank or card, then follow the transfer in the app. Most GHS payouts arrive in minutes, and you get a notification when the money lands.
Why the XOF to GHS rate changes
The West African CFA Franc to Ghanaian Cedi exchange rate is not fixed. It moves with supply and demand for each currency, interest-rate decisions by the central banks that issue them, inflation, commodity prices and the general appetite for risk in global markets. Most emerging-market currencies are priced through the US dollar, so a strong or weak dollar day usually shows up in the XOF to GHS rate too.
MigraPay refreshes this page every five minutes and quotes the live rate in the app at the moment you confirm a transfer. Because the rate is locked when you send, the GHS amount shown before you pay is the amount that is delivered. Fees are shown separately, so you can compare the total cost of sending XOF to GHS against any other provider on the same basis.
More exchange rates
GHS to XOF and other GHS rates
Send XOF to other currencies
Other ways to get GHS
All exchange ratesAll XOF ratesAll GHS ratesSend money abroad
XOF to GHS FAQ
What is the XOF to GHS exchange rate today?
1 West African CFA Franc (XOF) is 0.02252 Ghanaian Cedi (GHS), as of 12 Oct 2026, 03:31 UTC. This page refreshes every five minutes.
How much is 100 XOF in Ghanaian Cedi?
100 XOF is 2.2517 GHS at today's MigraPay rate. See the 100 XOF to GHS page for more amounts.
How much is 1,000 XOF in GHS?
1,000 XOF converts to 22.5175 GHS at today's MigraPay rate. See the 1,000 XOF to GHS page for more amounts.
How much is 2,000 XOF in Ghanaian Cedi?
2,000 XOF is 45.0349 GHS at today's MigraPay rate. See the 2,000 XOF to GHS page for more amounts.
How much is 100 GHS in XOF?
100 GHS converts to 4,441 XOF at today's MigraPay rate.
Does MigraPay charge fees to send XOF to GHS?
MigraPay offers zero transfer fees on many routes. Fees, rates and delivery times vary by route, amount, eligibility and how funds are paid in or received; the app shows the exact fee before you confirm.
Is the XOF to GHS rate the same as the mid-market rate?
MigraPay quotes its own live rate, which tracks the market rate closely and is locked when you confirm a transfer. The rate and the fee are shown separately before you pay, so you can compare the total cost with any other provider.
How often is this exchange rate updated?
This page refreshes every five minutes. The MigraPay app quotes the live rate at the moment you send, so the amount you see there is the amount that is delivered.
Rates shown are MigraPay’s indicative rates and may differ from the mid-market rate. Fees, rates and delivery times vary by route, amount, eligibility and how funds are paid in or received.