MigraPay

ZAR to GHS exchange rate

South African Rand to Ghanaian Cedi currency converter at MigraPay's live rate.

Live rate

1 ZAR = 0.8197 GHS

1 GHS = 1.22 ZAR

Rate as of . Refreshes every 5 minutes.

Convert and send

Live rate

You send

They receive

Transfer fee0.00 GHS
Estimated deliveryIn minutes

Rate refreshes automatically

ZAR to GHS conversion tables

Popular amounts at today's rate, in both directions.

South African Rand to Ghanaian Cedi
ZARGHS
1 ZAR0.8197 GHS
5 ZAR4.0984 GHS
10 ZAR8.1967 GHS
20 ZAR16.3934 GHS
50 ZAR40.9836 GHS
100 ZAR81.9672 GHS
200 ZAR163.93 GHS
500 ZAR409.84 GHS
1,000 ZAR819.67 GHS
2,000 ZAR1,639.34 GHS
5,000 ZAR4,098.36 GHS
10,000 ZAR8,196.72 GHS
Ghanaian Cedi to South African Rand
GHSZAR
1 GHS1.22 ZAR
5 GHS6.1 ZAR
10 GHS12.2 ZAR
20 GHS24.4 ZAR
50 GHS61 ZAR
100 GHS122 ZAR
200 GHS244 ZAR
500 GHS610 ZAR
1,000 GHS1,220 ZAR
2,000 GHS2,440 ZAR
5,000 GHS6,100 ZAR
10,000 GHS12,200 ZAR

Popular ZAR to GHS amounts

ZAR to GHS exchange rate history

Market rate over time, with the high, low and average for any period you pick.

About the South African Rand and the Ghanaian Cedi

About the South African Rand (ZAR)

Symbol
R
Issued by
South African Reserve Bank
Used in
South Africa, and legal tender in Namibia, Lesotho and Eswatini
Subunit
100 cents

The rand is the most traded African currency and one of the most liquid emerging-market currencies. It is sensitive to global risk appetite and commodity prices, so its rate can swing more than most.

All ZAR exchange rates

About the Ghanaian Cedi (GHS)

Symbol
GH₵
Issued by
Bank of Ghana
Used in
Ghana
Subunit
100 pesewas

The Ghanaian cedi was redenominated in 2007 and floats against the dollar. Mobile money is widely used in Ghana, so cedi transfers are typically delivered to MTN, Telecel or AirtelTigo wallets as well as bank accounts.

All GHS exchange rates

How to send ZAR to GHS with MigraPay

  1. 1

    Create your MigraPay account

    Download the app, sign up with your phone number and verify your identity once. It takes a few minutes and you only do it the first time.

  2. 2

    Check the ZAR to GHS rate and add a recipient

    Enter how much ZAR you want to send. The app shows the live GHS amount, the fee and the delivery time before you commit, so there are no surprises.

  3. 3

    Pay and track the transfer

    Pay from your bank or card, then follow the transfer in the app. Most GHS payouts arrive in minutes, and you get a notification when the money lands.

Why the ZAR to GHS rate changes

The South African Rand to Ghanaian Cedi exchange rate is not fixed. It moves with supply and demand for each currency, interest-rate decisions by the central banks that issue them, inflation, commodity prices and the general appetite for risk in global markets. Most emerging-market currencies are priced through the US dollar, so a strong or weak dollar day usually shows up in the ZAR to GHS rate too.

MigraPay refreshes this page every five minutes and quotes the live rate in the app at the moment you confirm a transfer. Because the rate is locked when you send, the GHS amount shown before you pay is the amount that is delivered. Fees are shown separately, so you can compare the total cost of sending ZAR to GHS against any other provider on the same basis.

More exchange rates

All exchange ratesAll ZAR ratesAll GHS ratesSend money abroad

ZAR to GHS FAQ

What is the ZAR to GHS exchange rate today?

1 South African Rand (ZAR) is 0.8197 Ghanaian Cedi (GHS), as of 10 Sept 2026, 18:30 UTC. This page refreshes every five minutes.

How much is 1,000 ZAR in GHS?

1,000 ZAR converts to 819.67 GHS at today's MigraPay rate. See the 1,000 ZAR to GHS page for more amounts.

How much is 100 GHS in ZAR?

100 GHS converts to 122 ZAR at today's MigraPay rate.

Is the ZAR to GHS rate the same as the mid-market rate?

MigraPay quotes its own live rate, which tracks the market rate closely and is locked when you confirm a transfer. The rate and the fee are shown separately before you pay, so you can compare the total cost with any other provider.

How often is this exchange rate updated?

This page refreshes every five minutes. The MigraPay app quotes the live rate at the moment you send, so the amount you see there is the amount that is delivered.

Does MigraPay charge fees to send ZAR to GHS?

MigraPay offers zero transfer fees on many routes. Fees, rates and delivery times vary by route, amount, eligibility and how funds are paid in or received; the app shows the exact fee before you confirm.

Rates shown are MigraPay's indicative rates and may differ from the mid-market rate. Fees, rates and delivery times vary by route, amount, eligibility and how funds are paid in or received.