XOF to NGN exchange rate
West African CFA Franc to Nigerian Naira currency converter at MigraPay’s live rate.
Live rate
1 XOF = 2.4213 NGN
1 NGN = 0.413 XOF
Rate as of . Refreshes every 5 minutes.
Convert and send
Live rateYou send
They receive
Rate refreshes automatically
XOF to NGN conversion tables
Popular amounts at today's rate, in both directions.
XOF to NGN exchange rate history
Market rate over time, with the high, low and average for any period you pick.
About the West African CFA Franc and the Nigerian Naira
About the West African CFA Franc (XOF)
- Symbol
- CFA
- Issued by
- Central Bank of West African States (BCEAO)
- Used in
- Benin, Burkina Faso, Côte d’Ivoire, Guinea-Bissau, Mali, Niger, Senegal and Togo
- Subunit
- 100 centimes
The West African CFA franc is shared by eight countries and pegged to the euro at 655.957 XOF per EUR. That peg means EUR to XOF barely moves, while XOF against the dollar or Canadian dollar follows the euro.
About the Nigerian Naira (NGN)
- Symbol
- ₦
- Issued by
- Central Bank of Nigeria
- Used in
- Nigeria
- Subunit
- 100 kobo
The naira is the currency of Africa’s most populous country. Since the 2023 move toward a unified market rate it has traded more freely, so the naira rate can change noticeably from day to day. MigraPay quotes the live market rate at the moment you send.
How to send XOF to NGN with MigraPay
- 1
Create your MigraPay account
Download the app, sign up with your phone number and verify your identity once. It takes a few minutes and you only do it the first time.
- 2
Check the XOF to NGN rate and add a recipient
Enter how much XOF you want to send. The app shows the live NGN amount, the fee and the delivery time before you commit, so there are no surprises.
- 3
Pay and track the transfer
Pay from your bank or card, then follow the transfer in the app. Most NGN payouts arrive in minutes, and you get a notification when the money lands.
Why the XOF to NGN rate changes
The West African CFA Franc to Nigerian Naira exchange rate is not fixed. It moves with supply and demand for each currency, interest-rate decisions by the central banks that issue them, inflation, commodity prices and the general appetite for risk in global markets. Most emerging-market currencies are priced through the US dollar, so a strong or weak dollar day usually shows up in the XOF to NGN rate too.
MigraPay refreshes this page every five minutes and quotes the live rate in the app at the moment you confirm a transfer. Because the rate is locked when you send, the NGN amount shown before you pay is the amount that is delivered. Fees are shown separately, so you can compare the total cost of sending XOF to NGN against any other provider on the same basis.
More exchange rates
NGN to XOF and other NGN rates
Send XOF to other currencies
Other ways to get NGN
All exchange ratesAll XOF ratesAll NGN ratesSend money abroad
XOF to NGN FAQ
What is the XOF to NGN exchange rate today?
1 West African CFA Franc (XOF) is 2.4213 Nigerian Naira (NGN), as of 12 Oct 2026, 08:33 UTC. This page refreshes every five minutes.
How much is 100 XOF in Nigerian Naira?
100 XOF is 242.13 NGN at today's MigraPay rate. See the 100 XOF to NGN page for more amounts.
How much is 1,000 XOF in NGN?
1,000 XOF converts to 2,421.31 NGN at today's MigraPay rate. See the 1,000 XOF to NGN page for more amounts.
How much is 2,000 XOF in Nigerian Naira?
2,000 XOF is 4,842.62 NGN at today's MigraPay rate. See the 2,000 XOF to NGN page for more amounts.
How much is 100 NGN in XOF?
100 NGN converts to 41.3 XOF at today's MigraPay rate.
Does MigraPay charge fees to send XOF to NGN?
MigraPay offers zero transfer fees on many routes. Fees, rates and delivery times vary by route, amount, eligibility and how funds are paid in or received; the app shows the exact fee before you confirm.
Is the XOF to NGN rate the same as the mid-market rate?
MigraPay quotes its own live rate, which tracks the market rate closely and is locked when you confirm a transfer. The rate and the fee are shown separately before you pay, so you can compare the total cost with any other provider.
Is this the NGN black market rate?
No. Nigeria has long had a parallel ("black market" or "aboki") naira rate alongside the official one. Since the 2023 reforms the two have moved much closer together, but parallel quotes still vary by trader, city and day, are unregulated and carry counterparty risk. MigraPay quotes the live market rate, shows it with the fee before you confirm, and the NGN amount you see is the amount that is delivered to the recipient.
How often is this exchange rate updated?
This page refreshes every five minutes. The MigraPay app quotes the live rate at the moment you send, so the amount you see there is the amount that is delivered.
Rates shown are MigraPay’s indicative rates and may differ from the mid-market rate. Fees, rates and delivery times vary by route, amount, eligibility and how funds are paid in or received.