XAF to GHS exchange rate
Central African CFA Franc to Ghanaian Cedi currency converter at MigraPay's live rate.
Live rate
1 XAF = 0.0221 GHS
1 GHS = 45.24 XAF
Rate as of . Refreshes every 5 minutes.
Convert and send
Live rateYou send
They receive
Rate refreshes automatically
XAF to GHS conversion tables
Popular amounts at today's rate, in both directions.
XAF to GHS exchange rate history
Market rate over time, with the high, low and average for any period you pick.
About the Central African CFA Franc and the Ghanaian Cedi
About the Central African CFA Franc (XAF)
- Symbol
- FCFA
- Issued by
- Bank of Central African States (BEAC)
- Used in
- Cameroon, Central African Republic, Chad, Republic of the Congo, Equatorial Guinea and Gabon
- Subunit
- 100 centimes
The Central African CFA franc is pegged to the euro at the same 655.957 rate as its West African counterpart, though the two are not interchangeable. Rates against non-euro currencies track the euro.
About the Ghanaian Cedi (GHS)
- Symbol
- GH₵
- Issued by
- Bank of Ghana
- Used in
- Ghana
- Subunit
- 100 pesewas
The Ghanaian cedi was redenominated in 2007 and floats against the dollar. Mobile money is widely used in Ghana, so cedi transfers are typically delivered to MTN, Telecel or AirtelTigo wallets as well as bank accounts.
How to send XAF to GHS with MigraPay
- 1
Create your MigraPay account
Download the app, sign up with your phone number and verify your identity once. It takes a few minutes and you only do it the first time.
- 2
Check the XAF to GHS rate and add a recipient
Enter how much XAF you want to send. The app shows the live GHS amount, the fee and the delivery time before you commit, so there are no surprises.
- 3
Pay and track the transfer
Pay from your bank or card, then follow the transfer in the app. Most GHS payouts arrive in minutes, and you get a notification when the money lands.
Why the XAF to GHS rate changes
The Central African CFA Franc to Ghanaian Cedi exchange rate is not fixed. It moves with supply and demand for each currency, interest-rate decisions by the central banks that issue them, inflation, commodity prices and the general appetite for risk in global markets. Most emerging-market currencies are priced through the US dollar, so a strong or weak dollar day usually shows up in the XAF to GHS rate too.
MigraPay refreshes this page every five minutes and quotes the live rate in the app at the moment you confirm a transfer. Because the rate is locked when you send, the GHS amount shown before you pay is the amount that is delivered. Fees are shown separately, so you can compare the total cost of sending XAF to GHS against any other provider on the same basis.
More exchange rates
GHS to XAF and other GHS rates
Send XAF to other currencies
All exchange ratesAll XAF ratesAll GHS ratesSend money abroad
XAF to GHS FAQ
What is the XAF to GHS exchange rate today?
1 Central African CFA Franc (XAF) is 0.0221 Ghanaian Cedi (GHS), as of 10 Sept 2026, 18:30 UTC. This page refreshes every five minutes.
How much is 1,000 XAF in GHS?
1,000 XAF converts to 22.1043 GHS at today's MigraPay rate. See the 1,000 XAF to GHS page for more amounts.
How much is 100 GHS in XAF?
100 GHS converts to 4,524 XAF at today's MigraPay rate.
Is the XAF to GHS rate the same as the mid-market rate?
MigraPay quotes its own live rate, which tracks the market rate closely and is locked when you confirm a transfer. The rate and the fee are shown separately before you pay, so you can compare the total cost with any other provider.
How often is this exchange rate updated?
This page refreshes every five minutes. The MigraPay app quotes the live rate at the moment you send, so the amount you see there is the amount that is delivered.
Does MigraPay charge fees to send XAF to GHS?
MigraPay offers zero transfer fees on many routes. Fees, rates and delivery times vary by route, amount, eligibility and how funds are paid in or received; the app shows the exact fee before you confirm.
Rates shown are MigraPay's indicative rates and may differ from the mid-market rate. Fees, rates and delivery times vary by route, amount, eligibility and how funds are paid in or received.