MigraPay

GHS to XOF exchange rate

Ghanaian Cedi to West African CFA Franc currency converter at MigraPay’s live rate.

Live rate

1 GHS = 44.45 XOF

1 XOF = 0.0225 GHS

Rate as of . Refreshes every 5 minutes.

Send money from Ghana to Côte d'Ivoire

Convert and send

Live rate

You send

They receive

Transfer fee0.00 GHS
Estimated deliveryIn minutes

Rate refreshes automatically

GHS to XOF conversion tables

Popular amounts at today's rate, in both directions.

Ghanaian Cedi to West African CFA Franc
GHSXOF
1 GHS44.45 XOF
5 GHS222.25 XOF
10 GHS444.5 XOF
20 GHS889 XOF
50 GHS2,222.5 XOF
100 GHS4,445 XOF
200 GHS8,890 XOF
500 GHS22,225 XOF
1,000 GHS44,450 XOF
2,000 GHS88,900 XOF
5,000 GHS222,250 XOF
10,000 GHS444,500 XOF
West African CFA Franc to Ghanaian Cedi
XOFGHS
1 XOF0.0225 GHS
5 XOF0.1125 GHS
10 XOF0.225 GHS
20 XOF0.4499 GHS
50 XOF1.1249 GHS
100 XOF2.2497 GHS
200 XOF4.4994 GHS
500 XOF11.2486 GHS
1,000 XOF22.4972 GHS
2,000 XOF44.9944 GHS
5,000 XOF112.49 GHS
10,000 XOF224.97 GHS

GHS to XOF exchange rate history

Market rate over time, with the high, low and average for any period you pick.

About the Ghanaian Cedi and the West African CFA Franc

About the Ghanaian Cedi (GHS)

Symbol
GH₵
Issued by
Bank of Ghana
Used in
Ghana
Subunit
100 pesewas

The Ghanaian cedi was redenominated in 2007 and floats against the dollar. Mobile money is widely used in Ghana, so cedi transfers are typically delivered to MTN, Telecel or AirtelTigo wallets as well as bank accounts.

All GHS exchange rates

About the West African CFA Franc (XOF)

Symbol
CFA
Issued by
Central Bank of West African States (BCEAO)
Used in
Benin, Burkina Faso, Côte d’Ivoire, Guinea-Bissau, Mali, Niger, Senegal and Togo
Subunit
100 centimes

The West African CFA franc is shared by eight countries and pegged to the euro at 655.957 XOF per EUR. That peg means EUR to XOF barely moves, while XOF against the dollar or Canadian dollar follows the euro.

All XOF exchange rates

How to send GHS to XOF with MigraPay

  1. 1

    Create your MigraPay account

    Download the app, sign up with your phone number and verify your identity once. It takes a few minutes and you only do it the first time.

  2. 2

    Check the GHS to XOF rate and add a recipient

    Enter how much GHS you want to send. The app shows the live XOF amount, the fee and the delivery time before you commit, so there are no surprises.

  3. 3

    Pay and track the transfer

    Pay from your bank or card, then follow the transfer in the app. Most XOF payouts arrive in minutes, and you get a notification when the money lands.

Why the GHS to XOF rate changes

The Ghanaian Cedi to West African CFA Franc exchange rate is not fixed. It moves with supply and demand for each currency, interest-rate decisions by the central banks that issue them, inflation, commodity prices and the general appetite for risk in global markets. Most emerging-market currencies are priced through the US dollar, so a strong or weak dollar day usually shows up in the GHS to XOF rate too.

MigraPay refreshes this page every five minutes and quotes the live rate in the app at the moment you confirm a transfer. Because the rate is locked when you send, the XOF amount shown before you pay is the amount that is delivered. Fees are shown separately, so you can compare the total cost of sending GHS to XOF against any other provider on the same basis.

GHS to XOF FAQ

What is the GHS to XOF exchange rate today?

1 Ghanaian Cedi (GHS) is 44.45 West African CFA Franc (XOF), as of 12 Oct 2026, 08:54 UTC. This page refreshes every five minutes.

How much is 100 GHS in West African CFA Franc?

100 GHS is 4,445 XOF at today's MigraPay rate. See the 100 GHS to XOF page for more amounts.

How much is 1,000 GHS in XOF?

1,000 GHS converts to 44,450 XOF at today's MigraPay rate. See the 1,000 GHS to XOF page for more amounts.

How much is 2,000 GHS in West African CFA Franc?

2,000 GHS is 88,900 XOF at today's MigraPay rate. See the 2,000 GHS to XOF page for more amounts.

How much is 100 XOF in GHS?

100 XOF converts to 2.2497 GHS at today's MigraPay rate.

Does MigraPay charge fees to send GHS to XOF?

MigraPay offers zero transfer fees on many routes. Fees, rates and delivery times vary by route, amount, eligibility and how funds are paid in or received; the app shows the exact fee before you confirm.

Is the GHS to XOF rate the same as the mid-market rate?

MigraPay quotes its own live rate, which tracks the market rate closely and is locked when you confirm a transfer. The rate and the fee are shown separately before you pay, so you can compare the total cost with any other provider.

How often is this exchange rate updated?

This page refreshes every five minutes. The MigraPay app quotes the live rate at the moment you send, so the amount you see there is the amount that is delivered.

Rates shown are MigraPay’s indicative rates and may differ from the mid-market rate. Fees, rates and delivery times vary by route, amount, eligibility and how funds are paid in or received.