MigraPay

USD to NGN exchange rate

US Dollar to Nigerian Naira currency converter at MigraPay’s live rate.

Live rate

1 USD = 1,353.69 NGN

1 NGN = 0.0007387 USD

Rate as of . Refreshes every 5 minutes.

Send money from United States to Nigeria

Convert and send

Live rate

You send

They receive

Transfer fee0.00 USD
Estimated deliveryIn minutes

Rate refreshes automatically

USD to NGN conversion tables

Popular amounts at today's rate, in both directions.

US Dollar to Nigerian Naira
USDNGN
1 USD1,353.69 NGN
5 USD6,768.45 NGN
10 USD13,536.9 NGN
20 USD27,073.8 NGN
50 USD67,684.5 NGN
100 USD135,369 NGN
200 USD270,738 NGN
500 USD676,845 NGN
1,000 USD1,353,690 NGN
2,000 USD2,707,380 NGN
5,000 USD6,768,450 NGN
10,000 USD13,536,900 NGN
Nigerian Naira to US Dollar
NGNUSD
1 NGN0.0007387 USD
5 NGN0.003694 USD
10 NGN0.007387 USD
20 NGN0.01477 USD
50 NGN0.03694 USD
100 NGN0.07387 USD
200 NGN0.1477 USD
500 NGN0.3694 USD
1,000 NGN0.7387 USD
2,000 NGN1.4774 USD
5,000 NGN3.6936 USD
10,000 NGN7.3872 USD

USD to NGN exchange rate history

Market rate over time, with the high, low and average for any period you pick.

About the US Dollar and the Nigerian Naira

About the US Dollar (USD)

Symbol
$
Issued by
US Federal Reserve
Used in
United States, and as a reserve currency worldwide
Subunit
100 cents

The US dollar is the world’s primary reserve currency and the base against which most other currencies are quoted. Many African and Latin American rates are effectively set through the dollar, so USD moves ripple into every corridor MigraPay serves.

All USD exchange rates

About the Nigerian Naira (NGN)

Symbol
₦
Issued by
Central Bank of Nigeria
Used in
Nigeria
Subunit
100 kobo

The naira is the currency of Africa’s most populous country. Since the 2023 move toward a unified market rate it has traded more freely, so the naira rate can change noticeably from day to day. MigraPay quotes the live market rate at the moment you send.

All NGN exchange rates

How to send USD to NGN with MigraPay

  1. 1

    Create your MigraPay account

    Download the app, sign up with your phone number and verify your identity once. It takes a few minutes and you only do it the first time.

  2. 2

    Check the USD to NGN rate and add a recipient

    Enter how much USD you want to send. The app shows the live NGN amount, the fee and the delivery time before you commit, so there are no surprises.

  3. 3

    Pay and track the transfer

    Pay from your bank or card, then follow the transfer in the app. Most NGN payouts arrive in minutes, and you get a notification when the money lands.

Why the USD to NGN rate changes

The US Dollar to Nigerian Naira exchange rate is not fixed. It moves with supply and demand for each currency, interest-rate decisions by the central banks that issue them, inflation, commodity prices and the general appetite for risk in global markets. Most emerging-market currencies are priced through the US dollar, so a strong or weak dollar day usually shows up in the USD to NGN rate too.

MigraPay refreshes this page every five minutes and quotes the live rate in the app at the moment you confirm a transfer. Because the rate is locked when you send, the NGN amount shown before you pay is the amount that is delivered. Fees are shown separately, so you can compare the total cost of sending USD to NGN against any other provider on the same basis.

USD to NGN FAQ

What is the USD to NGN exchange rate today?

1 US Dollar (USD) is 1,353.69 Nigerian Naira (NGN), as of 12 Oct 2026, 08:47 UTC. This page refreshes every five minutes.

How much is 100 USD in Nigerian Naira?

100 USD is 135,369 NGN at today's MigraPay rate. See the 100 USD to NGN page for more amounts.

How much is 1,000 USD in NGN?

1,000 USD converts to 1,353,690 NGN at today's MigraPay rate. See the 1,000 USD to NGN page for more amounts.

How much is 2,000 USD in Nigerian Naira?

2,000 USD is 2,707,380 NGN at today's MigraPay rate. See the 2,000 USD to NGN page for more amounts.

How much is 100 NGN in USD?

100 NGN converts to 0.07387 USD at today's MigraPay rate.

Does MigraPay charge fees to send USD to NGN?

MigraPay offers zero transfer fees on many routes. Fees, rates and delivery times vary by route, amount, eligibility and how funds are paid in or received; the app shows the exact fee before you confirm.

Is the USD to NGN rate the same as the mid-market rate?

MigraPay quotes its own live rate, which tracks the market rate closely and is locked when you confirm a transfer. The rate and the fee are shown separately before you pay, so you can compare the total cost with any other provider.

Is this the NGN black market rate?

No. Nigeria has long had a parallel ("black market" or "aboki") naira rate alongside the official one. Since the 2023 reforms the two have moved much closer together, but parallel quotes still vary by trader, city and day, are unregulated and carry counterparty risk. MigraPay quotes the live market rate, shows it with the fee before you confirm, and the NGN amount you see is the amount that is delivered to the recipient.

How often is this exchange rate updated?

This page refreshes every five minutes. The MigraPay app quotes the live rate at the moment you send, so the amount you see there is the amount that is delivered.

Rates shown are MigraPay’s indicative rates and may differ from the mid-market rate. Fees, rates and delivery times vary by route, amount, eligibility and how funds are paid in or received.