NGN to GHS exchange rate
Nigerian Naira to Ghanaian Cedi currency converter at MigraPay’s live rate.
Live rate
1 NGN = 0.00801 GHS
1 GHS = 124.84 NGN
Rate as of . Refreshes every 5 minutes.
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NGN to GHS conversion tables
Popular amounts at today's rate, in both directions.
NGN to GHS exchange rate history
Market rate over time, with the high, low and average for any period you pick.
About the Nigerian Naira and the Ghanaian Cedi
About the Nigerian Naira (NGN)
- Symbol
- ₦
- Issued by
- Central Bank of Nigeria
- Used in
- Nigeria
- Subunit
- 100 kobo
The naira is the currency of Africa’s most populous country. Since the 2023 move toward a unified market rate it has traded more freely, so the naira rate can change noticeably from day to day. MigraPay quotes the live market rate at the moment you send.
About the Ghanaian Cedi (GHS)
- Symbol
- GH₵
- Issued by
- Bank of Ghana
- Used in
- Ghana
- Subunit
- 100 pesewas
The Ghanaian cedi was redenominated in 2007 and floats against the dollar. Mobile money is widely used in Ghana, so cedi transfers are typically delivered to MTN, Telecel or AirtelTigo wallets as well as bank accounts.
How to send NGN to GHS with MigraPay
- 1
Create your MigraPay account
Download the app, sign up with your phone number and verify your identity once. It takes a few minutes and you only do it the first time.
- 2
Check the NGN to GHS rate and add a recipient
Enter how much NGN you want to send. The app shows the live GHS amount, the fee and the delivery time before you commit, so there are no surprises.
- 3
Pay and track the transfer
Pay from your bank or card, then follow the transfer in the app. Most GHS payouts arrive in minutes, and you get a notification when the money lands.
Why the NGN to GHS rate changes
The Nigerian Naira to Ghanaian Cedi exchange rate is not fixed. It moves with supply and demand for each currency, interest-rate decisions by the central banks that issue them, inflation, commodity prices and the general appetite for risk in global markets. Most emerging-market currencies are priced through the US dollar, so a strong or weak dollar day usually shows up in the NGN to GHS rate too.
MigraPay refreshes this page every five minutes and quotes the live rate in the app at the moment you confirm a transfer. Because the rate is locked when you send, the GHS amount shown before you pay is the amount that is delivered. Fees are shown separately, so you can compare the total cost of sending NGN to GHS against any other provider on the same basis.
More exchange rates
GHS to NGN and other GHS rates
Send NGN to other currencies
Other ways to get GHS
Send money with MigraPay
All exchange ratesAll NGN ratesAll GHS ratesSend money abroadSwap NGN to GHS in your wallet
NGN to GHS FAQ
What is the NGN to GHS exchange rate today?
1 Nigerian Naira (NGN) is 0.00801 Ghanaian Cedi (GHS), as of 12 Oct 2026, 09:04 UTC. This page refreshes every five minutes.
How much is 100 NGN in Ghanaian Cedi?
100 NGN is 0.801 GHS at today's MigraPay rate. See the 100 NGN to GHS page for more amounts.
How much is 1,000 NGN in GHS?
1,000 NGN converts to 8.01 GHS at today's MigraPay rate. See the 1,000 NGN to GHS page for more amounts.
How much is 2,000 NGN in Ghanaian Cedi?
2,000 NGN is 16.02 GHS at today's MigraPay rate. See the 2,000 NGN to GHS page for more amounts.
How much is 100 GHS in NGN?
100 GHS converts to 12,484.39 NGN at today's MigraPay rate.
Does MigraPay charge fees to send NGN to GHS?
MigraPay offers zero transfer fees on many routes. Fees, rates and delivery times vary by route, amount, eligibility and how funds are paid in or received; the app shows the exact fee before you confirm.
Is the NGN to GHS rate the same as the mid-market rate?
MigraPay quotes its own live rate, which tracks the market rate closely and is locked when you confirm a transfer. The rate and the fee are shown separately before you pay, so you can compare the total cost with any other provider.
How often is this exchange rate updated?
This page refreshes every five minutes. The MigraPay app quotes the live rate at the moment you send, so the amount you see there is the amount that is delivered.
Rates shown are MigraPay’s indicative rates and may differ from the mid-market rate. Fees, rates and delivery times vary by route, amount, eligibility and how funds are paid in or received.