Send money from United States to Nigeria
US Dollar to Nigerian Naira at the live rate, paid out in minutes to Bank transfer.
Live USD to NGN rate
1 USD = 1,376 NGN
1,000 USD = 1,376,000 NGN
- Fee on 1,000 USD
- 0 USD
- Delivery
- In minutes
Rate as of . Refreshes every 5 minutes.
Convert and send
Live rateYou send
They receive
Rate refreshes automatically
USD to NGN exchange rate history
Market rate over time, with the high, low and average for any period you pick.
How to send USD to NGN with MigraPay
- 1
Create your MigraPay account
Download the app, sign up with your phone number and verify your identity once. It takes a few minutes and you only do it the first time.
- 2
Check the USD to NGN rate and add a recipient
Enter how much USD you want to send. The app shows the live NGN amount, the fee and the delivery time before you commit, so there are no surprises.
- 3
Pay and track the transfer
Pay from your bank or card, then follow the transfer in the app. Most NGN payouts arrive in minutes, and you get a notification when the money lands.
How your recipient gets paid in Nigeria
Payout options for Nigeria include Bank transfer. The app shows exactly what is available for your recipient before you confirm, and most payouts arrive in minutes.
- Bank transfer
See how MigraPay compares
Compare key features across leading platforms.
Our Platform |  |  |  |  | |
|---|---|---|---|---|---|
| AutoSend | Available | — | — | — | Varies |
| Zero transfer fees* | Many routes | Varies | Varies | Varies | Fee applies |
| Delivery speed | Delivered in seconds* | Varies | Varies | Varies | Varies |
| Request money | Available | — | — | — | Varies |
| Loyalty rewards | International transfers* | — | Qualifying transfers | — | — |
*Features, fees, rates, rewards, and delivery times vary by route, amount, eligibility, and how funds are paid in or received.
Loyalty rewards are available only on qualifying transfers in eligible corridors.
Provider information may change; verify current terms before sending.
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Sending money from United States to Nigeria: FAQ
How much does it cost to send money from United States to Nigeria?
MigraPay charges zero transfer fee on 1,000 USD right now, and the NGN amount is locked at the live rate when you confirm. Fees vary by amount and how you pay; the app shows the exact fee before you send.
How long does a transfer from United States to Nigeria take?
Most transfers to Nigeria are delivered in minutes to Bank transfer. Bank transfers can take longer depending on the receiving bank and the time of day.
What USD to NGN exchange rate does MigraPay use?
Today 1 USD = 1,376 NGN (as of 10 Sept 2026, 21:02 UTC). MigraPay quotes its live rate at the moment you confirm and locks it, so the NGN amount you see is the amount delivered.
What does my recipient in Nigeria need?
For a bank payout, their name and account details. For mobile money, the phone number registered with their wallet. Recipients do not need a MigraPay account.
Is there a limit on how much I can send from United States to Nigeria?
Standard limits from United States are 3,000 USD a day, 6,000 USD a week and 9,000 USD a month, and each payout to Nigeria is between 100 and 4,000,000 NGN. The app shows your exact available limit before you send.
Can I send money from Nigeria to United States?
Yes. See the Nigeria to United States page for the live NGN to USD rate and fees.
Fees, rates, payout methods and delivery times vary by amount, eligibility and how funds are paid in or received. The app shows the exact rate and fee before you confirm. Destinations listed are served through regulated partners. 26 destinations supported.