MigraPay

Swap NGN to GHS

Convert Nigerian Naira to Ghanaian Cedi inside your MigraPay wallet, instantly and at the live rate.

Live swap rate

1 NGN = 0.00813 GHS

1 GHS = 123 NGN

Rate as of . Refreshes every 5 minutes.

NGN to GHS exchange rate

Swap currencies

Live rate

You swap

You get

Transfer fee0.00 NGN
Estimated deliveryIn minutes

Rate refreshes automatically

NGN to GHS exchange rate history

Market rate over time, with the high, low and average for any period you pick.

How a wallet swap works

  1. 1

    Hold NGN in your wallet

    Top up your NGN wallet from your bank or card, or keep money you have received in NGN.

  2. 2

    Swap to GHS when the rate suits you

    Open Swap, pick GHS, and confirm. The rate and any fee are shown before you commit and locked when you tap swap.

  3. 3

    Send, spend or hold GHS

    Your GHS balance is available immediately: send it abroad, pay locally, or keep it as a hedge.

NGN to GHS swap amounts

What popular amounts become at today's rate.

Nigerian Naira to Ghanaian Cedi
NGNGHS
1 NGN0.00813 GHS
5 NGN0.04065 GHS
10 NGN0.0813 GHS
20 NGN0.1626 GHS
50 NGN0.4065 GHS
100 NGN0.813 GHS
200 NGN1.626 GHS
500 NGN4.065 GHS
1,000 NGN8.13 GHS
2,000 NGN16.26 GHS
5,000 NGN40.65 GHS
10,000 NGN81.3 GHS
Ghanaian Cedi to Nigerian Naira
GHSNGN
1 GHS123 NGN
5 GHS615.01 NGN
10 GHS1,230.01 NGN
20 GHS2,460.02 NGN
50 GHS6,150.06 NGN
100 GHS12,300.12 NGN
200 GHS24,600.25 NGN
500 GHS61,500.62 NGN
1,000 GHS123,001.23 NGN
2,000 GHS246,002.46 NGN
5,000 GHS615,006.15 NGN
10,000 GHS1,230,012.3 NGN

About the Nigerian Naira (NGN)

Symbol
Issued by
Central Bank of Nigeria
Used in
Nigeria
Subunit
100 kobo

The naira is the currency of Africa’s most populous country. Since the 2023 move toward a unified market rate it has traded more freely, so the naira rate can change noticeably from day to day. MigraPay quotes the live market rate at the moment you send.

All NGN exchange rates

About the Ghanaian Cedi (GHS)

Symbol
GH₵
Issued by
Bank of Ghana
Used in
Ghana
Subunit
100 pesewas

The Ghanaian cedi was redenominated in 2007 and floats against the dollar. Mobile money is widely used in Ghana, so cedi transfers are typically delivered to MTN, Telecel or AirtelTigo wallets as well as bank accounts.

All GHS exchange rates

Other wallet swaps

All wallet swapsAll exchange rates

Swapping NGN to GHS: FAQ

What is the NGN to GHS swap rate today?

1 NGN = 0.00813 GHS as of 10 Sept 2026, 18:30 UTC. The app shows the exact swap rate and any fee before you confirm, and the rate is locked when you swap.

How do I swap NGN to GHS in MigraPay?

Fund your NGN wallet, open Swap, choose GHS, enter the amount and confirm. The GHS lands in your wallet immediately, ready to send, spend or hold.

Is swapping NGN to GHS instant?

Yes. Swaps between wallets you hold settle inside MigraPay, so there is no bank transfer to wait for.

Can I swap back from GHS to NGN?

Yes. Every wallet currency can be swapped in either direction at the live rate at the time of the swap.

Rates shown are MigraPay's indicative rates; the app shows the exact swap rate and any fee before you confirm.