Send money from United States to Kenya
US Dollar to Kenyan Shilling at the live rate, paid out in minutes to Mobile money.
Live USD to KES rate
1 USD = 126.93 KES
1,000 USD = 126,930 KES
- Fee on 1,000 USD
- 0 USD
- Delivery
- In minutes
Rate as of . Refreshes every 5 minutes.
Convert and send
Live rateYou send
They receive
Rate refreshes automatically
USD to KES exchange rate history
Market rate over time, with the high, low and average for any period you pick.
How to send USD to KES with MigraPay
- 1
Create your MigraPay account
Download the app, sign up with your phone number and verify your identity once. It takes a few minutes and you only do it the first time.
- 2
Check the USD to KES rate and add a recipient
Enter how much USD you want to send. The app shows the live KES amount, the fee and the delivery time before you commit, so there are no surprises.
- 3
Pay and track the transfer
Pay from your bank or card, then follow the transfer in the app. Most KES payouts arrive in minutes, and you get a notification when the money lands.
How your recipient gets paid in Kenya
Payout options for Kenya include Mobile money (mobile money networks such as M-Pesa, Airtel Money). The app shows exactly what is available for your recipient before you confirm, and most payouts arrive in minutes.
- Mobile money
M-Pesa
Airtel Money
See how MigraPay compares
Compare key features across leading platforms.
Our Platform |  |  |  |  | |
|---|---|---|---|---|---|
| AutoSend | Available | — | — | — | Varies |
| Zero transfer fees* | Many routes | Varies | Varies | Varies | Fee applies |
| Delivery speed | Delivered in seconds* | Varies | Varies | Varies | Varies |
| Request money | Available | — | — | — | Varies |
| Loyalty rewards | International transfers* | — | Qualifying transfers | — | — |
*Features, fees, rates, rewards, and delivery times vary by route, amount, eligibility, and how funds are paid in or received.
Loyalty rewards are available only on qualifying transfers in eligible corridors.
Provider information may change; verify current terms before sending.
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Sending money from United States to Kenya: FAQ
How much does it cost to send money from United States to Kenya?
MigraPay charges zero transfer fee on 1,000 USD right now, and the KES amount is locked at the live rate when you confirm. Fees vary by amount and how you pay; the app shows the exact fee before you send.
How long does a transfer from United States to Kenya take?
Most transfers to Kenya are delivered in minutes to Mobile money. Bank transfers can take longer depending on the receiving bank and the time of day.
What USD to KES exchange rate does MigraPay use?
Today 1 USD = 126.93 KES (as of 10 Sept 2026, 18:30 UTC). MigraPay quotes its live rate at the moment you confirm and locks it, so the KES amount you see is the amount delivered.
What does my recipient in Kenya need?
For a bank payout, their name and account details. For mobile money, the phone number registered with their wallet (such as M-Pesa or Airtel Money). Recipients do not need a MigraPay account.
Is there a limit on how much I can send from United States to Kenya?
Standard limits from United States are 3,000 USD a day, 6,000 USD a week and 9,000 USD a month, and each payout to Kenya is between 500 and 100,000 KES. The app shows your exact available limit before you send.
Can I send money from Kenya to United States?
MigraPay currently supports sending from Nigeria, Ghana, Canada, United States, France, Italy, Germany, Netherlands, Spain, United Kingdom. Kenya is a receive destination.
Fees, rates, payout methods and delivery times vary by amount, eligibility and how funds are paid in or received. The app shows the exact rate and fee before you confirm. Destinations listed are served through regulated partners. 26 destinations supported.