Send money from Nigeria to United States
Nigerian Naira to US Dollar at the live rate, paid out in minutes to ACH bank transfer.
Live NGN to USD rate
1 NGN = 0.0007072 USD
1,000 NGN = 0.7072 USD
- Fee on 1,000 NGN
- 9.5 NGN
- Delivery
- In minutes
Rate as of . Refreshes every 5 minutes.
Convert and send
Live rateYou send
They receive
Rate refreshes automatically
NGN to USD exchange rate history
Market rate over time, with the high, low and average for any period you pick.
How to send NGN to USD with MigraPay
- 1
Create your MigraPay account
Download the app, sign up with your phone number and verify your identity once. It takes a few minutes and you only do it the first time.
- 2
Check the NGN to USD rate and add a recipient
Enter how much NGN you want to send. The app shows the live USD amount, the fee and the delivery time before you commit, so there are no surprises.
- 3
Pay and track the transfer
Pay from your bank or card, then follow the transfer in the app. Most USD payouts arrive in minutes, and you get a notification when the money lands.
How your recipient gets paid in United States
Payout options for United States include ACH bank transfer. The app shows exactly what is available for your recipient before you confirm, and most payouts arrive in minutes.
- ACH bank transfer
See how MigraPay compares
Compare key features across leading platforms.
Our Platform |  |  |  |  | |
|---|---|---|---|---|---|
| AutoSend | Available | — | — | — | Varies |
| Zero transfer fees* | Many routes | Varies | Varies | Varies | Fee applies |
| Delivery speed | Delivered in seconds* | Varies | Varies | Varies | Varies |
| Request money | Available | — | — | — | Varies |
| Loyalty rewards | International transfers* | — | Qualifying transfers | — | — |
*Features, fees, rates, rewards, and delivery times vary by route, amount, eligibility, and how funds are paid in or received.
Loyalty rewards are available only on qualifying transfers in eligible corridors.
Provider information may change; verify current terms before sending.
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Sending money from Nigeria to United States: FAQ
How much does it cost to send money from Nigeria to United States?
MigraPay charges 9.5 NGN on 1,000 NGN right now, and the USD amount is locked at the live rate when you confirm. Fees vary by amount and how you pay; the app shows the exact fee before you send.
How long does a transfer from Nigeria to United States take?
Most transfers to United States are delivered in minutes to ACH bank transfer. Bank transfers can take longer depending on the receiving bank and the time of day.
What NGN to USD exchange rate does MigraPay use?
Today 1 NGN = 0.0007072 USD (as of 10 Sept 2026, 20:31 UTC). MigraPay quotes its live rate at the moment you confirm and locks it, so the USD amount you see is the amount delivered.
What does my recipient in United States need?
For a bank payout, their name and account details. For mobile money, the phone number registered with their wallet. Recipients do not need a MigraPay account.
Is there a limit on how much I can send from Nigeria to United States?
Standard limits from Nigeria are 8,000,000 NGN a day, 10,000,000 NGN a week and 40,000,000 NGN a month, and each payout to United States is between 1 and 2,000 USD. The app shows your exact available limit before you send.
Can I send money from United States to Nigeria?
Yes. See the United States to Nigeria page for the live USD to NGN rate and fees.
Fees, rates, payout methods and delivery times vary by amount, eligibility and how funds are paid in or received. The app shows the exact rate and fee before you confirm. Destinations listed are served through regulated partners. 26 destinations supported.