Send money from Nigeria to South Africa
Nigerian Naira to South African Rand at the live rate, paid out in minutes to Bank transfer.
Live NGN to ZAR rate
1 NGN = 0.0113 ZAR
1,000 NGN = 11.3 ZAR
- Fee on 1,000 NGN
- 0 NGN
- Delivery
- In minutes
Rate as of . Refreshes every 5 minutes.
Convert and send
Live rateYou send
They receive
Rate refreshes automatically
NGN to ZAR exchange rate history
Market rate over time, with the high, low and average for any period you pick.
How to send NGN to ZAR with MigraPay
- 1
Create your MigraPay account
Download the app, sign up with your phone number and verify your identity once. It takes a few minutes and you only do it the first time.
- 2
Check the NGN to ZAR rate and add a recipient
Enter how much NGN you want to send. The app shows the live ZAR amount, the fee and the delivery time before you commit, so there are no surprises.
- 3
Pay and track the transfer
Pay from your bank or card, then follow the transfer in the app. Most ZAR payouts arrive in minutes, and you get a notification when the money lands.
How your recipient gets paid in South Africa
Payout options for South Africa include Bank transfer. The app shows exactly what is available for your recipient before you confirm, and most payouts arrive in minutes.
- Bank transfer
See how MigraPay compares
Compare key features across leading platforms.
Our Platform |  |  |  |  | |
|---|---|---|---|---|---|
| AutoSend | Available | — | — | — | Varies |
| Zero transfer fees* | Many routes | Varies | Varies | Varies | Fee applies |
| Delivery speed | Delivered in seconds* | Varies | Varies | Varies | Varies |
| Request money | Available | — | — | — | Varies |
| Loyalty rewards | International transfers* | — | Qualifying transfers | — | — |
*Features, fees, rates, rewards, and delivery times vary by route, amount, eligibility, and how funds are paid in or received.
Loyalty rewards are available only on qualifying transfers in eligible corridors.
Provider information may change; verify current terms before sending.
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Sending money from Nigeria to South Africa: FAQ
How much does it cost to send money from Nigeria to South Africa?
MigraPay charges zero transfer fee on 1,000 NGN right now, and the ZAR amount is locked at the live rate when you confirm. Fees vary by amount and how you pay; the app shows the exact fee before you send.
How long does a transfer from Nigeria to South Africa take?
Most transfers to South Africa are delivered in minutes to Bank transfer. Bank transfers can take longer depending on the receiving bank and the time of day.
What NGN to ZAR exchange rate does MigraPay use?
Today 1 NGN = 0.0113 ZAR (as of 10 Sept 2026, 20:32 UTC). MigraPay quotes its live rate at the moment you confirm and locks it, so the ZAR amount you see is the amount delivered.
What does my recipient in South Africa need?
For a bank payout, their name and account details. For mobile money, the phone number registered with their wallet. Recipients do not need a MigraPay account.
Is there a limit on how much I can send from Nigeria to South Africa?
Standard limits from Nigeria are 8,000,000 NGN a day, 10,000,000 NGN a week and 40,000,000 NGN a month, and each payout to South Africa is between 10 and 10,000 ZAR. The app shows your exact available limit before you send.
Can I send money from South Africa to Nigeria?
MigraPay currently supports sending from Nigeria, Ghana, Canada, United States, France, Italy, Germany, Netherlands, Spain, United Kingdom. South Africa is a receive destination.
Fees, rates, payout methods and delivery times vary by amount, eligibility and how funds are paid in or received. The app shows the exact rate and fee before you confirm. Destinations listed are served through regulated partners. 26 destinations supported.