Send money from Nigeria to Benin
Nigerian Naira to West African CFA Franc at the live rate, paid out in minutes to Mobile money.
Live NGN to XOF rate
1 NGN = 0.433 XOF
1,000 NGN = 433 XOF
- Fee on 1,000 NGN
- 0 NGN
- Delivery
- In minutes
Rate as of . Refreshes every 5 minutes.
Convert and send
Live rateYou send
They receive
Rate refreshes automatically
NGN to XOF exchange rate history
Market rate over time, with the high, low and average for any period you pick.
How to send NGN to XOF with MigraPay
- 1
Create your MigraPay account
Download the app, sign up with your phone number and verify your identity once. It takes a few minutes and you only do it the first time.
- 2
Check the NGN to XOF rate and add a recipient
Enter how much NGN you want to send. The app shows the live XOF amount, the fee and the delivery time before you commit, so there are no surprises.
- 3
Pay and track the transfer
Pay from your bank or card, then follow the transfer in the app. Most XOF payouts arrive in minutes, and you get a notification when the money lands.
How your recipient gets paid in Benin
Payout options for Benin include Mobile money (mobile money networks such as MTN Mobile Money, Moov Money). The app shows exactly what is available for your recipient before you confirm, and most payouts arrive in minutes.
- Mobile money
MTN Mobile Money- Moov Money
See how MigraPay compares
Compare key features across leading platforms.
Our Platform |  |  |  |  | |
|---|---|---|---|---|---|
| AutoSend | Available | — | — | — | Varies |
| Zero transfer fees* | Many routes | Varies | Varies | Varies | Fee applies |
| Delivery speed | Delivered in seconds* | Varies | Varies | Varies | Varies |
| Request money | Available | — | — | — | Varies |
| Loyalty rewards | International transfers* | — | Qualifying transfers | — | — |
*Features, fees, rates, rewards, and delivery times vary by route, amount, eligibility, and how funds are paid in or received.
Loyalty rewards are available only on qualifying transfers in eligible corridors.
Provider information may change; verify current terms before sending.
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Sending money from Nigeria to Benin: FAQ
How much does it cost to send money from Nigeria to Benin?
MigraPay charges zero transfer fee on 1,000 NGN right now, and the XOF amount is locked at the live rate when you confirm. Fees vary by amount and how you pay; the app shows the exact fee before you send.
How long does a transfer from Nigeria to Benin take?
Most transfers to Benin are delivered in minutes to Mobile money. Bank transfers can take longer depending on the receiving bank and the time of day.
What NGN to XOF exchange rate does MigraPay use?
Today 1 NGN = 0.433 XOF (as of 10 Sept 2026, 18:30 UTC). MigraPay quotes its live rate at the moment you confirm and locks it, so the XOF amount you see is the amount delivered.
What does my recipient in Benin need?
For a bank payout, their name and account details. For mobile money, the phone number registered with their wallet (such as MTN Mobile Money or Moov Money). Recipients do not need a MigraPay account.
Is there a limit on how much I can send from Nigeria to Benin?
Standard limits from Nigeria are 8,000,000 NGN a day, 10,000,000 NGN a week and 40,000,000 NGN a month, and each payout to Benin is between 500 and 500,000 XOF. The app shows your exact available limit before you send.
Can I send money from Benin to Nigeria?
MigraPay currently supports sending from Nigeria, Ghana, Canada, United States, France, Italy, Germany, Netherlands, Spain, United Kingdom. Benin is a receive destination.
Fees, rates, payout methods and delivery times vary by amount, eligibility and how funds are paid in or received. The app shows the exact rate and fee before you confirm. Destinations listed are served through regulated partners. 26 destinations supported.