MigraPay

Send money from Ghana to Spain

Ghanaian Cedi to Euro at the live rate, paid out in minutes to SEPA bank transfer.

Live GHS to EUR rate

1 GHS = 0.07168 EUR

1,000 GHS = 71.6846 EUR

Fee on 1,000 GHS
0 GHS
Delivery
In minutes

Rate as of . Refreshes every 5 minutes.

GHS to EUR exchange rate

Convert and send

Live rate

You send

They receive

Transfer fee0.00 GHS
Estimated deliveryIn minutes

Rate refreshes automatically

GHS to EUR exchange rate history

Market rate over time, with the high, low and average for any period you pick.

How to send GHS to EUR with MigraPay

  1. 1

    Create your MigraPay account

    Download the app, sign up with your phone number and verify your identity once. It takes a few minutes and you only do it the first time.

  2. 2

    Check the GHS to EUR rate and add a recipient

    Enter how much GHS you want to send. The app shows the live EUR amount, the fee and the delivery time before you commit, so there are no surprises.

  3. 3

    Pay and track the transfer

    Pay from your bank or card, then follow the transfer in the app. Most EUR payouts arrive in minutes, and you get a notification when the money lands.

How your recipient gets paid in Spain

Payout options for Spain include SEPA bank transfer. The app shows exactly what is available for your recipient before you confirm, and most payouts arrive in minutes.

  • SEPA bank transfer

See how MigraPay compares

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*Features, fees, rates, rewards, and delivery times vary by route, amount, eligibility, and how funds are paid in or received.
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Popular amounts to send to Spain

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Sending money from Ghana to Spain: FAQ

How much does it cost to send money from Ghana to Spain?

MigraPay charges zero transfer fee on 1,000 GHS right now, and the EUR amount is locked at the live rate when you confirm. Fees vary by amount and how you pay; the app shows the exact fee before you send.

How long does a transfer from Ghana to Spain take?

Most transfers to Spain are delivered in minutes to SEPA bank transfer. Bank transfers can take longer depending on the receiving bank and the time of day.

What GHS to EUR exchange rate does MigraPay use?

Today 1 GHS = 0.07168 EUR (as of 10 Sept 2026, 20:31 UTC). MigraPay quotes its live rate at the moment you confirm and locks it, so the EUR amount you see is the amount delivered.

What does my recipient in Spain need?

For a bank payout, their name and account details. For mobile money, the phone number registered with their wallet. Recipients do not need a MigraPay account.

Is there a limit on how much I can send from Ghana to Spain?

Standard limits from Ghana are 60,000 GHS a day, 100,000 GHS a week and 300,000 GHS a month, and each payout to Spain is between 1 and 2,000 EUR. The app shows your exact available limit before you send.

Can I send money from Spain to Ghana?

Yes. See the Spain to Ghana page for the live EUR to GHS rate and fees.

Fees, rates, payout methods and delivery times vary by amount, eligibility and how funds are paid in or received. The app shows the exact rate and fee before you confirm. Destinations listed are served through regulated partners. 26 destinations supported.